Daily Shared ATM Network (SAN) Transactions

Data as of 13 Jan 2026, 23:59

Daily volume and value of Shared ATM Network (SAN) transactions by geographic segment.

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Table

Transaction Volume

Transaction Value

How is this data produced?

This data is derived from transactional records of ATM-based services settled through the Shared ATM Network (SAN) operated by PayNet (via its subsidiary MEPS), Malaysia's national payments network and central financial infrastructure. SAN transactions are recorded in real time as they occur through the interbank ATM switching network, where customers of participating banks authorise actions such as cash withdrawals, funds transfers, or deposits at ATMs not belonging to their own bank (interbank or 'off-us' transactions). Each transaction is captured centrally by PayNet's infrastructure.

Daily aggregates are generated by summing the number of completed (settled) transactions (volume) and their total monetary value (in RM) for each date, segmented by geographic scope. The segments are as follows:

  • Local (domestic): Transactions processed entirely within Malaysia across participating domestic banks' ATMs.
  • Regional (cross-border): Limited transactions involving outbound cash withdrawals or related services in select participating countries (e.g., Indonesia, Thailand, and Singapore).

For the purpose of publication via data.gov.my, PayNet conducts the aggregation and provides only the daily totals; no transaction-level data is ever disseminated outside PayNet's systems.

What caveats I should bear in mind when using this data?

This dataset is provided with the highest practical timeliness (updated by 2am daily for data up to the previous day) due to its high potential for use in nowcasting and forecasting models. However, there may occasional revisions to ensure eventual consistency with the monthly payment statistics published by the Central Bank of Malaysia (BNM). Furthermore, users should note that data for 2023-09-07 is missing at this time; this will be rectified by 1 March 2026.

Metadata

Dataset description

Daily volume and value of Shared ATM Network (SAN) transactions by geographic segment.

Variable definitions
  • Date
  • Geographic Segment
  • Transaction Volume
  • Transaction Value (RM)
Last updated:

14 Jan 2026, 08:02

Next update:

15 Jan 2026, 02:00

Data source(s)
  • Payments Network Malaysia Sdn Bhd
  • Central Bank of Malaysia
License

This data is made open under the Creative Commons Attribution 4.0 International License (CC BY 4.0). A copy of the license is available Here.

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Data
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Code

Connect directly to the data with Python.

# If not already installed, do: pip install pandas fastparquet import pandas as pd URL_DATA = 'https://storage.data.gov.my/finsector/payments/trnsc_daily_san.parquet' df = pd.read_parquet(URL_DATA) if 'date' in df.columns: df['date'] = pd.to_datetime(df['date']) print(df)

Sample OpenAPI query

The following code is an example of how to make an API query to retrieve the data catalogue mentioned above. You can use different programming languages by switching the code accordingly. For a complete guide on possible query parameters and syntax, please refer to the official Open API Documentation.

import requests import pprint url = "https://api.data.gov.my/data-catalogue?id=trnsc_daily_san&limit=3" response_json = requests.get(url=url).json() pprint.pprint(response_json)